Cashable 1-year term deposit
(30-day lock-out)
Put your funds in a safe place, while waiting to decide what to do with them. With a cashable 1-year term deposit, you have the flexibility to leave funds in or cash out a partial amount or the full amount at any time.* The choice is yours. It’s a great way to build your savings by putting it in a good place.
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Accessibility and flexibility
Choose to leave funds in for the whole term. Or cash them out—fully or partially—at any time.* -
Build savings faster
Reach your financial goals sooner with a cashable 1-year term deposit and its competitive interest rate. -
Build a better community
Your money helps fund loans to businesses and organizations doing good work in your community. -
100% guaranteed
Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.
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Guaranteed returns
Your interest rate will not change for the length of the term.* -
Affordability
Start building your wealth with as little as $500. -
Free business advice
Get business advice from one of our Business Specialists on setting you up for your specific business tax needs that could save you money in the long term. -
How much can I earn?
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Let's talk business term deposits
Call or visit your Vancity community branch to speak with an Investment Professional for advice on term deposits or to discuss other investment solutions.
Greater Vancouver
604.877.7000
Vancouver Island
250.519.7000
Toll free within Canada or the U.S.
1.888.Vancity (826.2489)
* All or part of the deposit may be withdrawn at any time, but deposit must be held for at least 30 days to earn interest.Interest rate is per year and all interest is paid at maturity. Interest rate is as of August 27, 2013 and may change without notice. $500 minimum deposit (must remain invested after partial withdrawal). Non transferable.