Business Mortgage
Establish your own space.
Mortgage amount
Up to $10 million
Amortization
Up to 25 years
Put your funds to good use.
With financing up to $10 million, you can use your mortgage for projects such as:
Non-profit spaces
Like community centres, art and culture hubs or health and wellness facilities.
Income-producing properties
Like apartment buildings or industrial and commercial/retail buildings.
Construction projects
Like residential projects such as condos and townhouses, industrial warehouses, office buildings or retail shopping centres.
Commercial and investment initiatives
Like income-producing commercial and residential properties or debt consolidation.
We’ll help you make the right moves.
Competitive rates
We’ll work with you to find our best fixed or variable rate based on your business lending needs.
Flexible terms
Our business mortgage is available in 5-month, 12-month, 18-month or 5-year terms, depending on your needs and rates, and an amortization up to 25 years.
Expertise and support
As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.
Take the first step.
If you’re already a Vancity member, reach out to your account manager directly. Not sure who that is? Give us a call and we’ll connect you with a business account manager who can help.
Schedule a call
Choose a time that works for you, and one of our business account managers will call you.
Book a phone appointmentTools to build your business.
Funds for women-owned businesses.
Explore Women Entrepreneur Loan
Foreign currency solutions.
Explore Foreign Exchange Services
Business credit cards with reward points.
Explore credit cards
Health coverage for your employees.
Explore Vancity Member Health Benefits Plan
Point-of-sale and payment technology.
Explore Merchant Services
Featured member: Bernhardt Contracting
Mark Bernhardt lives in a house that consumes up to 90% less heating and cooling energy than the norm, that never gets drafty in winter or overheated in summer. His family home is one of the first examples of a Passive House in BC. And he continues to build energy efficient houses and condos with his company Bernhardt Contracting.
“One of the things that we really appreciated from Vancity is that they effectively took a risk on us,” he adds. “We were a relatively inexperienced developer and a relatively smallbuilding company. That willingness to put their money where their mouth is in terms of environmental sustainability is what draws us back to them every time. It’s incredible to have that kind of ally.”