Mutual funds, stocks, ETFs, and bonds
Move your money forward.
What’s a mutual fund?
A mutual fund* is a pool of investments, like stocks and bonds, selected and managed by a professional fund manager. Every fund has objectives that guide how the manager chooses investments. When you invest with mutual funds, you’re buying into a piece of their thoughtful mix.
Higher gains, long-term
Choose a mutual fund if you plan to invest for over 5 years. It can protect you from inflation and could provide a higher return than term deposits and savings accounts.
Easier to handle than individual stocks
Diversification, being invested in a mix of things, makes mutual funds less volatile. You’ll be better protected if one stock goes down and you don’t need to watch the market for daily changes.
Professionally managed
Your mutual funds are managed by professionals who do the research and analysis to pick the right investments for the fund so you don’t have to.
When should I start investing?
Just as the price for almost everything increases in the long run, so does the value of the market. You get a piece of that growth when you invest in diversified market-based investments, such as mutual funds. There will be ups and downs in the short run. But in the long run, over 5 or 10 years, the market generally goes up. So, when you’re saving for the long term, it’s never too early to consider investing.
Not all funds are equal.
The key to happy investing is matching your goals and risk tolerance with the right investment. Funds and portfolios generally fall into these three categories.
Conservative
Balanced
Growth
Conservative
Conservative
Conservative portfolios, also known as income portfolios, suit investors who want low-risk investments and to preserve capital. More than half of their assets are in low-risk fixed-income investments, such as bonds and term deposits/GICs, or cash; the rest are typically invested in companies and industries with less volatility.
Our team at Vancity Investment Management manages the IA Clarington Inhance Conservative SRI Portfolio.
Balanced
Growth
Invest with our pros.
An advisor can help you identify the best investments for you so you can grow your money with less stress. We help create action plans that get you to the financial future you want.
In addition to mutual funds, you can access ETFs, segregated funds, annuities and stocks, trusts, and preferred shares listed on North American exchanges.
Self-directed investing.
- Qtrade Direct Investing®ᶲ
For advanced investors who want to manage all the details. Like other direct investment platforms, you can trade stocks, options, funds, bonds, and ETFs directly from your phone or computer. - Qtrade Guided Portfolios®
Automate your investments with Exchange-Traded Funds (ETF) portfolios. Set up pre-authorized deposits and start reaching for your goals today.
Fees and other questions.
Qtrade Guided Portfolios is a division of Aviso Financial Inc.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.
Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.
NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. (“NEI LP”). Northwest & Ethical Investments Inc. is the general partner of NEI LP and a wholly-owned subsidiary of Aviso Wealth Inc. (“Aviso”). Aviso is the sole limited partner of the NEI LP. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and the CUMIS Group Limited.