What does house insurance cover?
House insurance may cover your building, personal contents, additional living expenses and many other things. It can be tailored to fit your needs and location. Here are some of the things that a policy could include:
Building(s) and personal contents
Costs to repair, rebuild or replace both your building structures and belongings in the event of sudden and accidental loss by an insured peril such as fire, burglary, water damage, theft and other perils.
Natural disasters
Protection for losses due to forest fires, floods, windstorms, hail and earthquakes. With the increase of natural disasters due to climate change, it’s more important than ever to consider coverage available to your area.
Liability coverage
Covers you for legal fees and damages due to accidental damage to other people's property or unintentional injury to others you cause anywhere in the world and that arises out of your personal actions.
Additional living expenses
Provides for temporary accommodation if you are unable to stay in your home due to damage that is covered by your policy.
Home business equipment
You can extend home insurance to cover items related to your home or freelance business.
Possessions in your car
Coverage for personal possessions stolen or damaged in a car or trunk break-in.
What your insurance covers, how much it covers and what deductibles you will pay are important to discuss. Connect with a specialist to find out what a tailored policy would look like for you.
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