Monthly fee
None
Everyday In-Person
70¢/transaction
Everyday Debit Card
50¢/transaction
Everyday Online and Mobile
Free
Everyday Cheques and Preauthorized Payments
50¢/transaction
Contact us for the current price for ordering cheques.
Interac e-Transfer®
90¢ to send or request
Free to receive
For a full list of fees, see the Personal Service Charge Bulletin.
Under 25 or over 65? Check out our youth account or senior account instead.
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If you’d like to upgrade an existing chequing account and retain scheduled transfers, pre-authorized payments and other settings, please call us at: 604-709-8802 or 1-866-259-0673.
View legal details
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
*Everyday transactions are all of these:
Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
¹ Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.