Monthly fee
None
Everyday In-Person
USD $0.70/transaction
(Bill payments not available)
Everyday Debit Card
N/A
Everyday Online and Mobile
Free
(Bill payments not available)
Everyday Cheques and Preauthorized Payments
USD $0.50/transaction
(Preauthorized payments not available)
Interac e-Transfer®
N/A
Are you age 65+? See our
USD Chequing Plus account
.
For a full list of fees, see the Personal Service Charge Bulletin.
As a Vancity member, you'll also get great things like:
Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.
Book a callGlad to have you. You can open additional accounts with online banking in Account Services.
Log in to online bankingView legal details
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
¤Everyday transactions are all of these:
Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
±Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM, b) ATM network fees if you use a US/international ATM, c) INTERAC e-Transfers® that are subject to a fee — if applicable to your account, d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions, f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.