Annual fee | $0 |
---|---|
Annual Interest rate | 19.50%Δ |
Supplementary or additional cards | $0 for up to 10 cards |
Spend Bonus | Earn an additional 1,000 points when you spend $1,000 or more each statement period ($120 rewards value annually)⁂. |
Environmental impact |
Use the Carbon Counter™ to estimate your carbon footprint. 5% of profits from this card support the Vancity enviroFund™ program every year. |
See cardholder agreement for additional fees and information at vancity.com/VisaAgreements.
When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back,‡ travel, charitable donations and gift cards.
Use Visa Spend Clarity for Business to track your enviro Visa card transactions and trends and create customized alerts and reports.
Decide where, when and how employees use your enviro Visa card and set up custom card-activity alerts with Visa Spend Clarity for Business. Mobile fees may apply, depending on your messaging plan.
Enroll your enviro Visa card in Visa SavingsEdge* and unlock discounts at participating merchants, no coupons or codes required.
Learn more about Visa Business SolutionsPurchases from office suppliers, hardware and gardening stores, electronics providers and more.
Fares for public transit, ferries, buses, taxi, rail and parking.
Flights, hotels and car rentals booked through Vancity Rewards.
Other eligible purchases.
The estimated Vancity Rewards points you could earn in a year based your indicated monthly spend and card features.
Annual Vancity Rewards value | |
---|---|
Annual Vancity Rewards value | |
Annual fee | - |
Rewards value after fees† | |
Rewards value after fees† |
The estimated value you could earn in a year based on your indicated monthly spend and card features.
Office supplies
x points |
|
---|---|
Transportation
x points |
|
Travel booked with Vancity Rewards
x points |
|
Other purchases
x points |
|
$1,000+ statement spend bonus
⁂
1,000 points x 12 months |
12,000 |
Yearly points earned † |
rewards value |
Total points earned |
rewards value |
If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.
Have questions about whether this product is right for you? Please call us at 604-877-7000 or toll-free 1-888-826-2489 to speak with a Business Banking Specialist for details.
To apply for a business credit card, book an appointment to visit us at your nearest branch.
Metro Vancouver:
604-877-7000
Greater Victoria:
250-519-7000
Toll-free:
1-888-826-2489
Find a branch
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
Annual Vancity Rewards value | |
---|---|
Annual fee | - |
Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
Office supplies
x points |
|
---|---|
Public transit, ferries, buses, taxi, rail and parking
x points |
|
Local business partners
x points |
|
Travel booked with Vancity Rewards
x points |
|
Other purchases
x points |
|
Total points earned |
rewards value |
View legal details
* Trademark of Visa Int. Used under license.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
⁂ You will receive an additional 1,000 Vancity Rewards points (“Spend Bonus”) when you spend $1,000 or more in eligible purchases within a statement period. A Spend Bonus with a $120 rewards value is calculated based on a monthly spend of $1,000 or more in eligible purchases, for 12 months (statement periods), which would earn a total of 12,000 Rewards points. The Spend Bonus will be credited to your account within 3 business days after the end of your statement period so long as the spend criteria has been met. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the Spend Bonus, and any returned items, refunds, rebates or other similar credits on any eligible purchases resulting in the spend criteria not being met will reduce or cancel the Spend Bonus in Vancity’s sole discretion.
◊ You will earn more points per $1 on eligible purchases made with enviro Visa Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. For enviro Visa Business cards, purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationary, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.
± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean and Fresh Prep reserve the right to modify or cancel this offer at any time and without notice.
^ The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
Metro Vancouver: 604-708-7810
Toll-free: 1-888-990-9691
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country