¹ This offer (the “Welcome Offer”) is only available to Vancity business members. For any application, we will obtain your credit bureau report to confirm your eligibility for our product. Approval for a Vancity enviro Visa Infinite Business card (the “Account”) is subject to meeting one of the minimum income requirements for the card (a minimum annual personal income of $60,000, a minimum household income of $100,000, or minimum assets under management of $250,000). The Welcome Offer may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified. This Welcome Offer is not available to existing cardholders and cardholders who have activated and/or closed a Vancity enviro Visa Account in the last 12 months. Must apply by December 17, 2024.
² If you apply for a Vancity enviro Visa Infinite Business card by December 17, 2024, and are approved, an annual fee of $120 will be charged on the first statement after we approve your application (whether or not the card has been activated), but we will credit your account by $120 on that same statement in order to reverse the charge (the “Annual Fee Rebate”). The Annual Fee Rebate is only for the first year for the Account Administrator and will appear on your first statement.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
◊ You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. Purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationery, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case this accelerated earn rate will not apply.
⌀ Enviro Visa Infinite Business cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
†† Liability Waiver Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Conditions, limitations and exclusions apply. Please read the Liability Waiver Insurance Certificate carefully.
± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean and Fresh Prep reserve the right to modify or cancel this offer at any time and without notice.
^ The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
⁂ You will receive an additional 1,000 Vancity Rewards points (“Spend Bonus”) when you spend $1,000 or more in eligible purchases within a statement period. A Spend Bonus with a $120 rewards value is calculated based on a monthly spend of $1,000 or more in eligible purchases, for 12 months (statement periods), which would earn a total of 12,000 Rewards points. The Spend Bonus will be credited to your account within 3 business days after the end of your statement period so long as the spend criteria has been met. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the Spend Bonus, and any returned items, refunds, rebates or other similar credits on any eligible purchases resulting in the spend criteria not being met will reduce or cancel the Spend Bonus in Vancity’s sole discretion.
Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
Ω You must be an eligible Canadian issued Visa Infinite or Visa Infinite Business cardholder to take advantage of Visa’s Crave offer. To redeem the offer, eligible cardholders must retrieve their unique promo code on the visainfinite.ca website, enter it at crave.ca/redeem, and complete the purchase of a Crave Premium annual subscription with their eligible Visa card. The promo code is valid for one-time use, is non-transferable, and entitles you to purchase a Crave Premium annual subscription for $164.90 plus applicable taxes. Codes are only valid when redeemed through crave.ca/redeem, for new and reactivating Crave subscribers and cannot be combined with any other offer. A Crave Premium annual subscription provides you with 12 months of consecutive access to Crave (excluding any add-ons). At the end of your annual subscription period, your Crave subscription will automatically renew to a new annual period (except in Quebec where automatic renewal is to a monthly period) and your credit card will be charged the then-current Crave subscription fees unless you cancel or change your subscription prior to your renewal date. You can cancel or change your subscription at any time at crave.ca. There are no refunds on paid subscription fees. Prices subject to change. This offer ends May 30, 2025 at 11:59PM ET and the promo code must be redeemed by no later than May 31, 2025 at 11:59PM ET. Visa reserves the right to modify or cancel this offer at any time and without notice. The Crave service is provided by Bell Media Inc., and neither Visa nor the Issuer is responsible for any claims or damages arising from the use of the Crave service. This offer and use of the Crave service is subject to the terms and conditions set out here as well as the Crave Terms and Conditions and Privacy Policy (available at crave.ca) which may be amended from time to time. Crave is a trademark of Bell Media Inc. and used under license.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int. Used under license.
