Set up your digital wallet.

Carry all your cards in Apple Pay™.

A secure way to pay.
Every purchase is kept secure with Touch ID, Face ID or your passcode.

Privacy built in.
When you use Apple Pay, none of your private account information is stored or shared — not even your name.

Earn points with every tap.
Just like your physical enviro™ Visa* credit card, earn Vancity Rewards points by using Apple Pay — all while contributing to the Vancity enviroFund™.

What you’ll need.

Apple Pay works on iPhone, Apple Watch, Mac and iPad. Visit the Apple Pay website for more information.

Vancity cards you can use with Apple Pay.

Pay in stores

Pay in apps

Pay online (in Safari)

enviro™ Visa* card (personal or business)

Vancity MEMBER CARD® debit card (personal)

Coming soon

Coming soon

Vancity MEMBER CARD® debit card (business)

Coming soon

Coming soon

How to get started.

To use Apple Pay, add your cards to the Wallet app on your iPhone. Follow these steps or watch the video to get started.

1

Open the Wallet app on your iPhone

2

Select “+” and follow the simple instructions on your screen

1

Hold the top of your iPhone close to the card reader screen

2

Put your finger on the home button

3

When you see ‘Done’ on your iPhone screen, the transaction is complete

1

Double-click the side button and look directly at the screen to confirm Face ID

2

Hold the top of your iPhone close to the card reader screen

3

When you see ‘Done’ on your iPhone screen, the transaction is complete

1

Open the Settings app on your iPhone

2

Select ‘Wallet & Apple Pay’ and ‘Default card

3

Select the Vancity card you want to use as your default card.

More on how to change or remove cards

Frequently asked questions.

Is Apple Pay secure?

Yes, Apple Pay is a secure way to make transactions using your iPhone and Apple Watch. Every purchase is kept secure with Touch ID, Face ID, or your passcode to prevent strangers from using Apple Pay on your devices. Apple Pay also doesn’t store or share your private account information, including your name and your original card number. For more information, visit the Apple Pay Support site.

How much does it cost to use Apple Pay?

There are no additional fees to use Apple Pay. Paying with your Vancity debit and/or credit cards through Apple Pay is the same as paying with your physical Vancity debit and/or credit cards, so any fees associated with the cards still apply.

Does Apple Pay have a transaction limit? Can I make purchases that exceed $100?

Enjoy higher transaction limits at some merchants when you use Apple Pay with your Vancity debit and/or credit cards. Apple Pay has a maximum single transaction amount of $250. However, if you have any daily spending limits on your chequing or savings card account, they will still apply. Some merchants may also set lower transaction limits for tap payments with Apple Pay if they choose.

What should I do if my iPhone gets lost or stolen?

If you have a Find My iPhone locator app enabled on another device, such as another iPhone or iPad, you can put your missing iPhone in Lost Mode, track its location, and suspend or remove the ability to use Apple Pay on that device. You can also call our Member Services Centre (MSC) at 1-888-826-2489 from 8 am-8 pm Monday to Saturday and 10 am to 5 pm on Sundays, or our 24/7 Card Services at 1-800-611-8472 for help.

In the meantime, Apple Pay has security features that prevent unauthorized use of your debit and/or credit cards. Each time you make a payment with Apple Pay, you need to authorize the purchase with your Touch ID, Face ID, or passcode. Apple Pay also doesn’t store or share your private account information on your device or with anyone else.

Can I return an item I purchased using Apple Pay?

Returning an item purchased using Apple Pay is similar to returning an item purchased using your physical debit or credit card. The cashier may need to look at the last four digits of your debit or credit card that was used to purchase the item or the Device Account Number, which can be found on your iPhone or Apple Watch. Depending on the return and refund policies of the store, it may take up to several days for the return transaction to appear on your Vancity account statement; also, certain stores may only be able to process your return using your physical card, or by cash. Anytime you make a purchase, it's always a good idea to inquire about the store's return policies.

How to find the last four digits of your card in Apple Pay

How do Apple Pay transactions appear on my statement or in online banking?

Apple Pay transactions appear on your statement as a regular transaction.

Is it safe to pay without inserting my physical enviro Visa card?

We’re always looking for ways to make our members’ lives a little easier. It’s your money, and you should be free to manage it anytime, anywhere — securely and conveniently. That’s why we’re excited to introduce Apple Pay as another payment option for our members. If you have an iPhone, you probably already use it for many things. Now you'll be able to use it to pay securely with your Vancity credit and debit cards when you’re on-the-go, while still supporting the local community.

Check out the Learning Hub