Special offer
Get a personal loan with a special rate of Vancity Prime + 4.20% variable or 10.79% fixed. Conditions apply.
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How do I pick? If you need the money all at once for a big purchase or one-time expense, you’re probably looking for a loan. Otherwise a line of credit might make more sense. A line of credit is an amount of money that you can borrow from whenever you want.
For big purchases, debt consolidation or one-time expenses.
When you don’t need all of the money at once or need an emergency fund.
Break the debt cycle.
Tap into your home to borrow for renovations, emergency expenses and more.
Lower interest rates for energy-efficient home renovations.
Loans for electric or hybrid vehicle purchases.
Maximize your RRSP contribution room.
Make the move to a housing co-op.
For newcomers to Canada or people who want to upgrade qualifications or certifications.
For new members of worker co-operatives
For all types of businesses. From entrepreneurs just starting out to large businesses.
Get peace of mind knowing that your loan or line-of-credit payments are covered in the case of illness, disability, or loss of life with loan insurance.
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