Long-term financing to help you grow or improve your business.
Access your entire loan right away
With a one-time lump sum of money, you can tackle big or small projects, like expanding your business, renovating a property, or buying equipment or other capital assets.
Take advantage of competitive rates and fees
Consider refinancing existing debt on products like credit lines, cash advances or credit cards that generally carry a higher interest rate to save on your payments.
Make blended scheduled payments weekly, bi-weekly or monthly
Regular payments streamline your cash flow and reduce the financial burden on your business.
Loans start at $5,000 with competitive rates for terms up to 10 years.
With monthly insurance payments, you can make sure your loan is covered in the event of disability, critical illness, or death.
As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.
We offer special packages to meet the unique needs of non-profit organizations. If you operate an arts group, social service provider, social justice organization or faith-based organizations, we can provide lending criteria, guidelines, terms and conditions customized for you.
Browse by location, language, and other details— and pick your preferred account manager.
Browse our directoryChoose a time that works for you, and one of our business account managers will call you.
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Meaningful Reconciliation is critical to our vision of a fair and equitable economy. Together with our members, we support Indigenous projects making a positive impact in our communities. Skwachàys is a boutique hotel with affordable rental apartments for Indigenous artists and two art galleries, both social enterprises. When a guest spends their money at the hotel, there is a social impact – people are housed. When they buy art at one of the galleries, they’re ensuring Indigenous artists are paid fairly for their work.