USD Redeemable Term Deposit

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Earning interest.

Get a guaranteed interest rate as long as your money stays put until maturity. You can withdraw your money at any time but, if you do so before the maturity date, you won’t receive any interest, only your deposited amount. Simple interest is paid in USD at maturity. When redeeming, you must redeem the whole amount.

Ask the pros.

Our pros with some advice on this term deposit.

Are there other ways to manage my USD?

What if I want to invest longer?

Mutual funds* introduce risk but could potentially earn more than term deposits if you're investing longer than 5 years. The best portfolios include a mix of investments so you can get potentially higher returns and the access you need. Let's chat! Our professional advice is always free.

How do I withdraw from my term deposit?

To withdraw from a term deposit, please call us, visit a branch or send us a secure message in Online Banking with your request.

Term deposits have different conditions around withdrawing before maturity which will affect the interest you earn.

Non-redeemable term deposits cannot be withdrawn before maturity.

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Let's get saving.

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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US dollar redeemable term deposits

Avoid exchange rate fluctuations while earning a higher interest rate.

Show me the goods.

Earning interest.

Length of deposit

Minimum balance

Ask the pros.

Let's get saving.

Online

Talk to a pro

US dollar redeemable term deposits

Avoid exchange rate fluctuations while earning a higher interest rate.

Show me the goods.

Earning interest.

Length of deposit

Minimum balance

Ask the pros.

Let's get saving.

Online

Talk to a pro

Explore other deposits.

Cashable term deposits

Non-redeemable