Offer expires May 31, 2025.
Receive up to $4,000 in value with any fixed-term mortgage of 3 years or more when you meet the qualifications. This offer cannot be combined with special mortgage rate offers.
Depending on the value of your mortgage, receive from $500 to $2,000 when you choose a fixed-term mortgage and meet the eligibility criteria.
To celebrate first-time home buyers on their big milestone, we’ll add an additional $500.
If your home is heated by electricity or geothermal power, we’ll give you 150,000 Vancity enviro™ Visa* Reward points valued at $1,500 as a bonus.
You can select a fixed or variable rate (Homeprime) mortgage, or even make it an insured mortgage.
Featured 5-year: 4.74%◊
Featured 5-year: 4.09%¤
Featured 5-year: 4.60%◊
You may qualify for our cashback offer by meeting the following criteria:
Receive even more rewards when you meet the requirements for first-time homebuyer and low emissions homes.
Eligible mortgages only¹
$100,000 to $449,999
$500
$450,000 to $749,999
$1,000
Greater than or equal to $750,000
$2,000
For first-time home buyers
Additional $500
For low emission homes — meaning they are heated by electricity or geothermal
Additional $1,500 in Vancity enviro Visa Reward Points
View legal details
* Trademark of Visa Int. Used under license.
¹ Please read the Terms and Conditions which govern the Vancity Mortgage Cash Back Offer.
◊ Some conditions apply. Available to Vancity members on new and renewing mortgages where the mortgage loan-to-value is less than 75% and the amortization is 25 years or less. Must be owner occupied. All applicants must meet the Vancity lending criteria. Rate is subject to change or may be withdrawn without notice at any time.
¤ Available to members with less than 20% down payment, a residential property with a purchase price under $1,500,000, the amortization is 30 years or less, owner occupied, and who are eligible for and purchase mortgage default insurance. Default insurance is subject to eligibility conditions, limitations and exclusions. All applicants must meet the Vancity lending criteria. The annual percentage rate (APR), compounded semi-annually, not in advance. The APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. You may be required to pay additional fees which would increase your APR. Rate is subject to change or may be withdrawn without notice at any time.