Special offers to grow your savings
Jumpstart your savings by up to 4.80%.1
What’s one of the best ways to make the most of your savings?
When you’re talking about short and medium-term savings, it’s all about allocating your money into different products to get a good return while still having flexibility.
How? Here are two steps to get you started.
1. Start your high interest savings.
One strategy is to use your savings account for holding money that you may need to use in coming weeks or months, or for holding registered investments until you’re ready to invest into products more suited for long-term holding.
Jumpstart™ High Interest Savings Promotion²
- No monthly fee or minimum balance
- Free online bill payments
- For new personal deposits only
- Limited time rate, earn this rate until April 30, 2026. After that, it will revert to the regular Jumpstart rate.4
- Already a member? If you already have a Jumpstart account, you’ll need to book an appointment and open a new account to get this offer.
TFSA, RRSP, RRIF High Interest Savings Promotion²
- No monthly fee or minimum balance
- Defer your taxes in an RRSP or RRIF3
- For new personal deposits only
- Limited time rate, earn this rate until April 30, 2026. After that, the regular registered Jumpstart rate will apply.4
- Already a member? If you already have a Jumpstart account, you’ll need to book an appointment and open a new account to get this offer.
2. Optimize your long-term savings.
Saving up for a trip that’s months away or have a large emergency fund? Put some of that in a term deposit, also known as a guaranteed investment certificate (GIC). That way, you can securely earn more with term deposits, while still having access to the money in your savings account. It’s a win, win!
Reasons why term deposits (GICs) might work for you:
- Guaranteed returns when you invest a whole term
- Unlike investing in the stock market, your principal is guaranteed
- Your deposits stay in the local economy
- Get competitive rates
Get more as a member.
As a Vancity member, you’ll also get great things like:
- $0 monthly fee accounts.¤
Start banking on your values with $0 monthly fee options on our accounts. View accounts
- Member perks
Discounts from our members and community partners. Learn More
- A community built by you
Your deposit will earn competitive returns for you while supporting people and businesses in our communities who are making a positive change.
- A vote equal to everyone else’s
One member, one vote. Our credit union is guided by the people who own it, our members.
More ways to save
FAQ.
Jumpstart™ is a trademark of Vancouver City Savings Credit Union.
¹ Interest is calculated on closing daily balance in an Account and paid at month-end. The interest is an annual interest rate. Interest is earned in the currency of the account. Promotional interest rate will not be earned on pre-existing Vancity accounts. Terms and Conditions and transaction service limitations may apply. Refer to Terms and Conditions for details.
² Please refer to Terms and Conditions for eligible new deposit definitions. New deposits are funds that originate from sources other than accounts or investments with Vancouver City Savings Credit Union or accounts with Aviso Wealth. Vancity maintains the right to modify, shorten, extend, suspend or withdraw this promotional offer at any time without prior notice.
³ Members are responsible for their CRA contribution limits for registered plans and knowing what those limits are. Vancity is not responsible for any loss or damage from over contributions.
⁴ Promotional interest rate can be earned on new deposits until April 30, 2026. Starting May 1, 2026, the Promotional Jumpstart High Interest Savings Account will be automatically converted into a standard Jumpstart High Interest Savings account and will revert to the current applicable Jumpstart rate.
¤ You must retain a minimum of $6,000.00 in your Vancity Total Chequing Account at all times for the full calendar month.
¤ You must retain a minimum of $3,000.00 in your Vancity Essential Plus Account at all times for the full calendar month.
* Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.