No minimum balance is required to open this account or to recieve the promotional interest rate. You must apply to become a new Personal Member with Vancity and hold a minimum of $5 of membership shares.
Lock in an extra 4.15% on top of the posted regular rate when you become a member and open a Jumpstart™ High Interest Savings account.¹ Access inclusive banking, great returns, and support your local community.
Become a member and open a Jumpstart™ High Interest Savings account
Simply open an account online in as little as 5 minutes and be more than a customer, be an owner at our credit union.
Earn the promotional rate for 90 days
Claim today’s bonus rate when you open the account within 30 days of becoming a member. After the first 90-days, continue earning at the regular rates.
Get even more
That’s all you need to do to earn this great rate! But what’s a savings account to do without a buddy. Check out our $0 monthly /annual fee chequing account and rewards credit cards.
Is there a minimum balance required to obtain this rate?
No minimum balance is required to open this account or to recieve the promotional interest rate. You must apply to become a new Personal Member with Vancity and hold a minimum of $5 of membership shares.
Can I get this rate if I am already a member?
This promotional rate is only available to new members who join Vancity and applies only during the first 30 calendar days of the personal membership account opening.
See savings rate offer for existing members
For how long is this promotional rate valid?
New members are eligible to receive the promotional rate for 90 calendar days from the date the eligible Jumpstart High Interest Savings Account is opened. At the end of this period, the rate will automatically convert to a regular High Interest Savings Account rate.
Can I open more than one high interest savings account?
Yes, you may open multiple Jumpstart High Interest Savings accounts however, only the first one will qualify for the promotional rate. Additional conditions apply1.
Are there any restrictions or penalties on this account?
You can deposit or withdraw in the ordinary course with no restrictions aside from standard deposit hold limits. The bonus rate will only be paid on a maximum balance of $250k.
Can this promotion be used with a TFSA, RRSP or any other registered investments?
No, this promotion applies only to the Jumpstart High Interest Savings account, a non-registered account.
Legal
¹ This offer is only available to new members opening their first eligible Jumpstart High Interest Savings Account. Eligible Jumpstart High Interest Savings Accounts will earn a Promotional Introductory Interest rate on Eligible Funds up to $250,000 for the first 90 calendar days from the date the account is opened. “Eligible Funds” are new funds deposited to the first Eligible Jumpstart Account up to a maximum balance of $250,000. The “Promotional Intro Interest Rate” is a combination of the Bonus Intro Interest Rate at 4.15%, plus the Regular Interest Rate. “Regular Interest Rate” is posted on https://www.vancity.com/Rates/Accounts/ and is subject to change without prior notice. All interest is calculated on the closing daily balance in an account and paid monthly. Interest rates quoted are per annum simple interest. Interest is earned in the currency of the account. View Terms & Conditions for full details.