No monthly fee
No minimum balance
Jumpstart your savings by 5.00%
Enjoy flexibility and great returns on new personal deposits for a limited time. Terms and conditions apply.
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Monthly fee
None
Everyday Online and Mobile
Free
Everyday In-Person
$5/transaction
Everyday Debit Card
Free
Everyday Debit Card
$5/transaction
Everyday Cheques and Preauthorized Payments
$5/preauthorized payment transaction
Cheque payments are not available
Interac e-Transfer®
90¢ to send or request
Free to receive
For a full list of fees, see the Personal Service Charge Bulletin.
As a Vancity member, you'll also get great things like:
New members can apply for a new account in as little as 5 minutes. If you're already a member, open this account by logging in.
Open accountTo open your savings account as a new registered account, please meet with one of our specialists.
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*Everyday transactions are all of these:
Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
¹ Interest is calculated on closing daily balance in an Account and paid at month-end. The interest is an annual interest rate. Interest is earned in the currency of the account.
² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.