FHSA term deposit & GIC rates.

Flexible FHSA.

The Vancity 3-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2024-10-11) Rates
Year 1 2.70%
Year 2 3.35%
Year 3 3.40%
Cashable Term Deposit (minimum balance $500) (Rates effective 2024-10-11) Rates
Cashable (30 Day Lock-out) Term, 12 months 2.75%

Non-Redeemable FHSAs.

FHSA Non-Redeemable Term Deposits (minimum balance $500)(Rates effective 2024-10-11) Rates
FHSA non-redeemable, 12 to less than 18 months 3.50%
FHSA non-redeemable, 18 to less than 24 months 3.50%
FHSA non-redeemable, 24 to less than 30 months 3.40%
FHSA non-redeemable, 30 to less than 36 months 3.40%
FHSA non-redeemable, 36 to less than 48 months 3.25%
FHSA non-redeemable, 48 to less than 60 months 3.25%
FHSA non-redeemable, 60 months 3.25%

FHSA Jumpstart™ High Interest Savings.

Rates as of 2024-10-28
Jumpstart™ High Interest Savings (All Balances) 1.20%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.60%
FHSA Jumpstart High Interest Savings Account (All Balances) 4.00%
Rates as of 2024-10-11
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.60%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.60%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.60%

Let's get saving.

Online

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

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New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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