RDSP term deposit & GIC rates

Personal

Business

Why us

Join us

Escalating term deposits.

The Vancity 5-Year Escalating Term Deposit (minimum balance $500)
For RRSP, RRIF, RESP and RDSP only
(Rates effective 2024-10-11)

Rates

Year 1

2.50%

Year 2

2.75%

Year 3

3.25%

Year 4

3.50%

Year 5

3.70%

Non-redeemable term deposits.

Annual / Annual Compound Interest Term Deposit (minimum balance $500)
(Rates effective 2024-11-19)

Rates

Non-Redeemable, 12 to less than 18 months

3.40%

Non-Redeemable, 18 to less than 24 months

3.40%

Non-Redeemable, 24 to less than 30 months

3.40%

Non-Redeemable, 30 to less than 36 months

3.40%

Non-Redeemable, 36 to less than 48 months

3.25%

Non-Redeemable, 48 to less than 60 months

3.25%

Non-Redeemable, 60 months

3.25%

RRSP Jumpstart™ High Interest Savings.

Rates as of 2024-10-28
Jumpstart™ High Interest Savings (All Balances)	1.20%
TFSA Jumpstart™ High Interest Savings Account (All Balances)	0.60%
FHSA Jumpstart High Interest Savings Account (All Balances)	4.00%

Rates as of 2024-10-28

Jumpstart™ High Interest Savings (All Balances)

1.20%

TFSA Jumpstart™ High Interest Savings Account (All Balances)

0.60%

FHSA Jumpstart High Interest Savings Account (All Balances)

4.00%

Rates as of 2024-10-11
RRSP Jumpstart™ High Interest Savings Account (All Balances)	0.60%
RRIF Jumpstart™ High Interest Savings Account (All Balances)	0.60%
RESP Jumpstart™ High Interest Savings Account (All Balances)	0.60%

Rates as of 2024-10-11

RRSP Jumpstart™ High Interest Savings Account (All Balances)

0.60%

RRIF Jumpstart™ High Interest Savings Account (All Balances)

0.60%

RESP Jumpstart™ High Interest Savings Account (All Balances)

0.60%

Let's get saving.

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

Book a call

RDSP term deposit & GIC rates.

Escalating term deposits.

Non-redeemable term deposits.

RRSP Jumpstart™ High Interest Savings.

Let's get saving.

Online

Talk to a pro