RRSP term deposit & GIC rates.

Flexible RRSPs.

RRSP Convertible Term Deposit (minimum balance $500)(Rates effective 2024-10-11) Rates
12 month Convertible RRSP 2.65%
The Vancity RRSP Escalating Term Deposit – 3 Yr Investment (minimum balance $500)(Rates effective 2024-10-11) Rates
Year 1 2.70%
Year 2 3.35%
Year 3 3.40%
The Vancity RRSP Escalating Term Deposit – 5 Yr Investment (minimum balance $500)(Rates effective 2024-10-11) Rates
Year 1 2.50%
Year 2 2.75%
Year 3 3.25%
Year 4 3.50%
Year 5 3.70%

Non-Redeemable RRSPs.

RRSP Short Term Deposit rates (minimum balance $500)(Rates effective 2024-10-11) Rates
Non-Redeemable, 90-179 Days 1.00%
Non-Redeemable, 180-269 Days 1.55%
Non-Redeemable, 270-364 Days 1.55%
RRSP Long Term Deposit rates (minimum balance $500)(Rates effective 2024-10-11) Rates
Non-Redeemable, 12 to less than 18 months 3.50%
Non-Redeemable, 18 to less than 24 months 3.50%
Non-Redeemable, 24 to less than 30 months 3.40%
Non-Redeemable, 30 to less than 36 months 3.40%
Non-Redeemable, 36 to less than 48 months 3.25%
Non-Redeemable, 48 to less than 60 months 3.25%
Non-Redeemable, 60 Months 3.25%

RRSP Jumpstart™ High Interest Savings.

Rates as of 2024-10-28
Jumpstart™ High Interest Savings (All Balances) 1.20%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.60%
FHSA Jumpstart High Interest Savings Account (All Balances) 4.00%
Rates as of 2024-10-11
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.60%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.60%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.60%

Let's get saving.

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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

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New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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