TFSA term deposit & GIC rates.

Flexible TFSAs.

The Vancity 3-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2024-12-19) Rates
Year 1 2.70%
Year 2 3.35%
Year 3 3.40%

Non-Redeemable TFSAs.

TFSA Non-Redeemable Term Deposits (minimum balance $500)(Rates effective 2024-12-19) Rates
TFSA non-redeemable, 12 to less than 18 months 3.40%
TFSA non-redeemable, 18 to less than 24 months 3.40%
TFSA non-redeemable, 24 to less than 30 months 3.40%
TFSA non-redeemable, 30 to less than 36 months 3.40%
TFSA non-redeemable, 36 to less than 48 months 3.25%
TFSA non-redeemable, 48 to less than 60 months 3.25%
TFSA non-redeemable, 60 months 3.25%

TFSA Jumpstart™ High Interest Savings.

Rates as of 2024-11-26
Jumpstart™ High Interest Savings (All Balances) 0.90%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.50%
FHSA Jumpstart High Interest Savings Account (All Balances) 3.00%
Rates as of 2024-12-19
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.50%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.50%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.50%

Let's get saving.

Online

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

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Talk to a pro

New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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