Banking for Newcomers to British Columbia

Personal

Business

Why us

Join us

Where are you in your journey?

Unlimited Everyday Transactions* on select accounts
Free withdrawals at 4000+ ATMs
Free accounts for students and youth under 25 and seniors

See all accounts Open an account

No monthly fee options
Earn points and rewards
Build your credit history
Use a secured card to access a higher limit faster

See all cards Apply for a card

Send and receive wire transfers
Exchange foreign currency
Free CAD transfers between Vancity members

See rates Find a branch

Borrow to have your professional or trades credentials recognized in Canada
Pay for courses, certification or living expenses while you attend school

Learn more

Meet with our multilingual mortgage specialist team
Choose from a variety of length and rate options
Get special mortgages for construction

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Receive tax-free or tax sheltered benefits through registered accounts like TFSA, RRSP, RESP, RRIF, RDSP
Choose from mutual funds, bonds, stocks, term deposits and more
Invest online or through a professional

Learn more Book an appointment

Find solutions for businesses of all shapes and sizes
Including accounts, financing, point of sale and more!

Browse business

Your guide to banking in Canada.

“I only used credit cards for big purchases, but in Canada I use it for everything.”

— Newcomer from India

Find out why Canadians use credit cards so much

“I didn’t expect to pay rent by email.”

— Newcomer from China

How to send and receive money

“Wow.” — 9/10 newcomers that we interviewed said they were surprised how many scam calls there are in Canada.

Get protected

See our guide to banking in Canada

Find Vancity outside of Vancouver.

Vancity is Canada’s largest credit union with 54 locations throughout the Lower Mainland and Vancouver Island. You can find us in cities including:

Vancouver

Surrey

Burnaby

Richmond

Coquitlam

Victoria

And 8 more municipalities!

Outside of our branches, Vancity members can also access over 1000+ ATMs free throughout Canada.

Why Vancity.

As a Vancity member, you'll also get great things like:

Member perks
Discounts from our members and community partners.

A vote equal to everyone else's
One member, one vote. Our credit union is guided by the people who own it, our members.

A community built by you
30% of profits are invested in climate action, equity, financial inclusion, Reconciliation and affordable housing.

Join Vancity

Welcome to British Columbia.

Where are you in your journey?

Open a chequing account

Get a credit card

Exchange currency and transfer money

Get credentials recognized

Buy a home

Start your investments

Set up your business

Your guide to banking in Canada.

Find Vancity outside of Vancouver.

Why Vancity.