Student Banking Bundle: Spend, Earn, Start Today

Personal

Business

Why us

Join us

Save, spend, earn, repeat.

$0 monthly fee chequing

Free account for students and anyone under 25.

Free debit card, in-person, online, and mobile transactions
Get perks & discounts from our small business members and community partners
Your deposits fund local social and environmental projects

$0 annual fee credit card

Get your very own enviro™ Visa* Classic card with no annual fee.

Redeem rewards points and pay for things you love — like tickets to concerts or take-out
Earn 1 point per $2 spent
Integrates with our Carbon Counter™ to estimate your impact

Tap to pay from your mobile device with:

Choose where your money moves.

When you deposit your money into a financial institution, it doesn’t just sleep there.

You make deposits to your bank accounts — chequing, savings or investments.

A small portion of these deposits is retained as cash reserves that are tapped into when you withdraw your money.

Some deposits are lent out or are invested by your bank or credit union. They have the power to decide who gets it.

And who tells the bank what to do? Well, that could be you.

Because Vancity is a credit union, our shareholders are the British Columbians who bank here.

Save, spend, earn, repeat.