RESP term deposit & GIC rates

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Flexible RESPs.

The Vancity 3-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2025-02-14)

Rates

Year 1

2.75%

Year 2

2.95%

Year 3

3.15%

Non-Redeemable RESPs.

Non-Redeemable RESPs (rates effective 2025-02-14)

Rates

Non-Redeemable, 12 to less than 18 Months

3.05%

Non-Redeemable, 18 to less than 24 Months

3.10%

Non-Redeemable, 24 to less than 30 Months

3.20%

Non-Redeemable, 30 to less than 36 Months

3.20%

Non-Redeemable, 36 to less than 48 Months

3.10%

Non-Redeemable, 48 to less than 60 Months

3.10%

Non-Redeemable, 60 Months

3.25%

RESP Jumpstart™ High Interest Savings.

Rates as of 2025-02-14
Jumpstart™ High Interest Savings (All Balances)	0.85%
TFSA Jumpstart™ High Interest Savings Account (All Balances)	0.50%
FHSA Jumpstart High Interest Savings Account (All Balances)	3.00%

Rates as of 2025-02-14

Jumpstart™ High Interest Savings (All Balances)

0.85%

TFSA Jumpstart™ High Interest Savings Account (All Balances)

0.50%

FHSA Jumpstart High Interest Savings Account (All Balances)

3.00%

Rates as of 2025-02-14
RRSP Jumpstart™ High Interest Savings Account (All Balances)	0.50%
RRIF Jumpstart™ High Interest Savings Account (All Balances)	0.50%
RESP Jumpstart™ High Interest Savings Account (All Balances)	0.50%

Rates as of 2025-02-14

RRSP Jumpstart™ High Interest Savings Account (All Balances)

0.50%

RRIF Jumpstart™ High Interest Savings Account (All Balances)

0.50%

RESP Jumpstart™ High Interest Savings Account (All Balances)

0.50%

Let's get saving.

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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RESP term deposit & GIC rates.

Let's get saving.

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